Our SOLUTIONS

Crafting solutions to drive efficiency, compliance & portfolio growth.

Global Wave Group is a technology solutions provider to the financial services industry. We have both a banking and technology background to help understand your unique business requirements and propose an optimum solution. 

COMMERCIAL LOAN ORIGINATION SOFTWARE

Credit Track is our web-based loan origination, workflow, approval, monitoring and reporting software suite that helps bankers manage their loan portfolio and mitigate commercial lending risks via straight-through processing.  The origination process captures data points that are used throughout the loan life cycle, thus eliminating redundant keystrokes and improving data quality.  The application also has the capability to incorporate the bank’s unique Word & Excel documents used in the credit process.  Credit Track helps in the monitoring and tickler process via tracking covenant conditions and required financial submissions.  The application has a dashboard to track metrics as well as performing various levels of operational and management reporting.  Finally, the application is highly configurable and requires no programming knowledge to make workflow and operational changes.

MANAGE LOAN PORTFOLIO, TICKLER, COVENANT, EXCEPTION REPORTING & CREDIT FILE

Portfolio Track helps in the monitoring and tickler process via tracking covenant conditions and required financial submissions. The application has a dashboard feature to track metrics as well as performing various levels of operational and management reporting. The platform is highly configurable, can interface with existing bank systems and requires no programming knowledge to make operational changes, add fields and modify ticklers/covenants. Upcoming ticklers and exceptions are managed via reports and letters/emails generated by a click of a button

SPREADING SOFTWARE

Financial Track is a best-in-class spreadsheeting module for banks, credit unions and finance companies that need a simple to use yet powerful tool to input financial data.  Powerful analytics allow users to modify and define various accounts, ascertain projections and model cash flows.  Excel like navigation and flexibility enhance the user experience and lower training time and costs.  Reporting and output may be used in credit write-ups and other loan package details.

CLIENT PORTAL FOR BORROWERS & BANK

Our Client Portal is a secure, bank-branded web portal that allows banks to communicate and exchange data directly with its borrowers and their designates, such as accountants, attorneys and business partners. Intelligently integrated into CreditTrack and Credit File, Client Portal streamlines the process to request and receive information to satisfy ticklers and other reporting requirements.

ENTERPRISE CONTENT MANAGEMENT SYSTEM (ECM)

Credit File is an electronic filing cabinet for all loan and borrower documents. Our Enterprise Content Management system has a familiar, simple user interface we help to make it easy to find and access borrower and loan information for reviews, audits and renewals.