Discover all the Features of Credit Track
CreditTrack features a unique set of tools designed to help you manage your loan portfolio & mitigate commercial lending risks.
Client Relationship Management (CRM)
General sales and contact management, calling efforts, marketing campaigns & follow-up.
Origination/Pipeline Management
Ability to track originations, loan pipeline & credit application details. Customized forms, templates for mail merge, credit memos & LOI.
Analysis/Underwriting
Intuitive spreading/analytics platform. Modify and define various accounts, define projection scenarios and model cash flows. Bank’s credit memo with spreading data integration.
Credit Workflow Automation
Electronic routing of documents, approval chain, worfklow triggers based on business rules defined by the bank.
Integrated Electronic Credit Files
Using our Credit File product, you gain the ability to manage credit files and electronic documents in a streamlined and integrated fashion within the credit process. Manage any type of file (Word, Excel, PDF) within our electronic imaging system. Upload financials and update the tickler system automatically.
Client/Borrower Portal
Our CT Portal allows bank customers and prospects to submit loan documentation, financials, tax returns and related information in an automated, secure manner. Streamlines the document submission process.
Task & Activity Tracking
Tracking and monitoring at loan and/or portfolio level for ticklers, covenants, etc. Risk Grade and migration analysis.
Tickler & Covenant Maintenance
Tracking and monitoring at loan and/or relationship level for ticklers, covenants, etc. Automated covenant compliance.
Portfolio Monitoring
Segmentation analysis and risk grade migration analysis. Monitor your loan and relationships within a single system.
Reporting
General reporting on all modules in the system. Specialized reporting – stress testing, segmentation analysis and what-if scenarios.
Dashboards
Charts and widgets to help quickly identify customized views of past dues, up-coming activities, loans, violations of covenants, etc.
Preferences
Functional customization at the system or user level.
Administration
General system administration and configuration of screen labels, fields (without programming), data elements, etc.
Help/Tutorials
Context sensitive help section to maintain system user guide as well as policy manuals, credit policy, underwriting guidelines, etc.